The Consumer Financial Protection Bureau and the Federal Deposit Insurance Corporation announced a joint public enforcement action with an order requiring Discover Bank to refund approximately $200 million to more than 3.5 million consumers and pay a $14 million civil money penalty. The joint investigation concerned deceptive telemarketing and sales tactics used by Discover to mislead consumers into paying for various credit card add-on products -- payment protection, credit score tracking, identity theft protection, and wallet protection. For more info visit http://www.consumerfinance.gov/about-us/newsroom/discover-consent-order/