The Department of Housing and Urban Development announced a legal settlement with a Tennessee title company for violating the Real Estate Settlement Procedures Act (RESPA). HUD claimed First American Title Insurance Company, doing business as Memphis Title Company, made payments through sham affiliated businesses in the Memphis area in violation of respa's anti-kickback and unearned fee provisions. For more info visit https://archives.hud.gov/news/2005/pr05-097.cfm