The federal government and 49 state attorneys general reached a $25 billion agreement with the nation's five largest mortgage servicers to address mortgage loan servicing and foreclosure abuses. The penalty figure is the total of the amounts specified in the the individual company's consent judgment for direct payments and homeowner relief. For more info visit https://d9klfgibkcquc.cloudfront.net/Consent_Judgment_Ally-4-11-12.pdf